Our Insurance and what you need to know.
Campervan Insurance
Here at Canmperz4hire we insure all our own campervans through Market Study, the leading self drive hire company. It doesn't matter if you book direct (which we prefer) or if you book via one of our partner sites (Goboony or Camplify) you will be covered by our own self drive hire insurance. And, to make things easy for all concerned we don't have to approach our insurers every time we take a new booking. But, as part of our policy they make us do certain checks for all drivers. It may seem as though we are being petty and we don't allow certain documents but it isn't us it is just something we must do. Believe me, this is the hardest part of renting campervans out.
Driving Licence.
Please, please, please make sure your driving licence is in date, it is a photocard style and it has the correct address. So many people move house and never change their driving licence, why? Your proof of addresses must match the address on your driving licence. If your licence is not upto date then you can normally update this online at DVLA, they will then send you an email confirming the changes, we can accept this and your current licence.
Documents!
The documents they allow as proof of address vary but they are extensive and sometimes you think you wont have any that match their requirements so here is a list of what is acceptable:-
Electricity (bill/statement)
Water (bill/statement)
Gas (bill/statement)
Broadband/landline bill
Council tax bill
TV licence
Bank statement
Credit card bill/statement
Mortgage statement
Polling card
HMRC self-assessment/tax credit
Student loan
Shotgun licence
Payslip
Mobile phone bill
Pension letter
Car finance statement
Loan statement
Property deed
An annual council tax bill will be accepted. All other documents must be dated within 90 days of the hire date. The address and name on the licence must match both documents.
Yes, most people do not get paper statements any more but they allow PDF's and most if not all companies will allow you to download your bill, as mentioned above these must all be dated within 90 days of hire except annual council tax bills.
What is Declined or not accepted?
Anything to do with insurance ( I don't know why) and anything that isn't on the list. I.e. your invoice from Liverpool fc for the shirt you bought online or the online order from the chippy down the road.
POINTS ON YOUR LICENCE!
One last thing, to go with all of the above we have to undertake a driving licence check to do this we need a code from the DVLA (link below), this is to check who you say you are but also it confirms how many points you have or you haven't been banned. The amount of points you have can determine the amount you will have to pay as a deposit. Our standard deposit is £500 but if you have more than 6 points we have to refer and our insurers may increase this.
View or share your driving licence information - GOV.UK
And Finally
We have to do this, if we don't then it may result in the insurance being invalid and you not being insured.
If you are unsure just ask and we will be able to get it sorted out for you. You can read the full article from our Market Study.
Self-Drive Hire - Driver referencing | Alan Boswell Group